
Fast loans approved in 24 hours
Get a loan approved quickly and easily in just 24 hours. Our simple and secure process allows you to access the funds you need without hassle or credit checks.
Secure direct deposits funds
Receive your funds directly into your bank account securely, without delay or complications.
No credit check required
Get a loan without worrying about your credit history. We don't check your credit upon approval.
24/7 Customer Service
Our customer service team is available 24/7 to answer any questions you may have and assist you throughout the loan process.
Eligibility criteria
To benefit from our loans, you must be 18 years of age or older, a resident of Quebec, and employed for at least three months. These criteria ensure safe and responsible management of funds.
Interest rates
26%
We offer a fixed interest rate of 26%, giving you financial predictability & stability
Age
18+
You must be 18 years of age or older and a resident of Quebec to be eligible to apply for a loan.
Job
3+
An employment period of more than 3 months is required to prove a stable source of income
Questions
Find answers to frequently asked questions about our loan services here, including eligibility, the application process, and repayment options.
Yes, we have a program specifically designed for self-employed workers.
Here are the admission criteria:
– Be at least 18 years old
– Living in Quebec
– Be employed for a minimum of three months and/or receive eligible income*
– Be paid by direct deposit into a Canadian banking institution
– Not be in the process of bankruptcy
– Receive a minimum income of $1,500 gross per month
*Types of eligible income:
– Employee
– Quebec Parental Insurance Plan (QPIP)
– Occupational Health and Safety Commission (CSST)
– Quebec Automobile Insurance Company (SAAQ)
– Specific Solidarity Allowance (ASS) disability
– Specific Solidarity Allowance (ASS) Salary
– Various annuities
– Self-employedHere are the steps to obtain a credit facility:
1. Complete and submit the form
2. Perform a bank verification
3. If approved: complete the file
4. Deposit of fundsFunds are deposited within 24 hours. In some cases, additional time may be added due to deposit processing by your bank. Please note that we offer a VIP deposit service via Interac e-Transfer for immediate deposit, for a fee of $5.
You can request a payment deferral up to a maximum of 72 business hours before the scheduled date of your withdrawal. To make a deferral, a $30 fee is applicable. Please make the Interac transfer to arret@scfinances.ca.
Instant Bank Verification (IBV) is an essential process for users who want to take out a personal loan on our microloan site. This system quickly and securely validates an applicant’s banking details to ensure that the information provided is correct and up to date. When you apply for a loan, IVB instantly confirms the existence of your bank account and its ability to receive funds, significantly speeding up the loan approval process. This method also minimizes the risk of fraud, ensuring a safe and reliable transaction for all parties involved.
To apply, nothing could be easier! Simply fill out our application form and submit it.
Customer Service:
Monday to Thursday 8:30 a.m. to 4:30 p.m.
Friday 9am to 4pm
Saturday 9 a.m. to 12 p.m.
Sunday closed
Collection service:
Monday to Friday 8:30 a.m. to 6 p.m.
Saturday 9 a.m. to 12 p.m.
Sunday closed
When your application is sent (with the form and bank verification completed), a confirmation of receipt will be sent to you via email. Our agents will then carry out checks to find out what amount of facility can be granted to you. We will then inform you of the status of your application. If your file matches our criteria, the funds will be directly deposited into your account in the next few hours. Please note that a $5 fee is added for a direct deposit.

Contact :
11700 rue de l'avenir, Mirabel, QC J7J 0G7
450-847-4041
© 2024 SC Finances. All rights reserved.
© 2024 SC FINANCES. All rights reserved. Made by LeProWix
