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Learn how to get a loan in three easy steps

Complete our secure online form

We do not require any credit check to qualify you.

Get an instant decision on your application

We will process your request quickly and inform you immediately.

Get your money quickly and safely

We deposit funds directly into your bank account

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Fast and secure loans online

Get $300 to $2,000 quickly and easily with our online loan service. No credit check required, 99% approval rate*.

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99%* Pre-Approval Rate

99%* pre-approval rate

Simple and quick process

Our loan application process is quick and easy. Fill out the online form and get an instant decision.

Secure direct deposits

We offer secure direct deposits so you can receive your money quickly and safely.

No credit check

We do not perform any credit checks.

Why Choose SC Finances ?

Simple, fast financial solutions tailored to your needs.

Get your loan now

Start your application today and get instant pre-approval.

Discover our different types of loans

We offer a full range of loan services to meet your financial needs. Whether you need a personal loan or a mortgage or car loan, we are here to help. Our loans are fast, secure and without a credit check.

Flexible quick micro loan

Quickly obtain a personal loan adapted to your financial situation, between $300 and $2000, by filling out our online form. 99% approval rate.

fast online car loan

No or bad credit? Enjoy a 99% approval rate*, competitive rates, and self-employed programs.

quick mortgage loans

Get on the property ladder with our flexible and advantageous mortgage, or opt for a 2nd, 3rd or 4th level asset-based loan by completing the online form.

A secure process to get your loan quickly

Our services offer maximum security to protect your personal information. You can have peace of mind knowing that your data is safe with us.

Loan without credit check

Direct deposit into your account

Secure process

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  • Yes, we have a program specifically designed for self-employed workers.

  • Here are the admission criteria:
    – Be at least 18 years old
    – Living in Quebec
    – Be employed for a minimum of three months and/or receive eligible income*
    – Be paid by direct deposit into a Canadian banking institution
    – Not be in the process of bankruptcy
    – Receive a minimum income of $1,500 gross per month

    *Types of eligible income:
    – Employee
    – Quebec Parental Insurance Plan (QPIP)
    – Occupational Health and Safety Commission (CSST)
    – Quebec Automobile Insurance Company (SAAQ)
    – Specific Solidarity Allowance (ASS) disability
    – Specific Solidarity Allowance (ASS) Salary
    – Various annuities
    – Self-employed

  • Here are the steps to obtain a credit facility:
    1. Complete and submit the form
    2. Perform a bank verification
    3. If approved: complete the file
    4. Deposit of funds

  • Funds are deposited within 24 hours. In some cases, additional time may be added due to deposit processing by your bank. Please note that we offer a VIP deposit service via Interac e-Transfer for immediate deposit, for a fee of $5.

  • You can request a payment deferral up to a maximum of 72 business hours before the scheduled date of your withdrawal. To make a deferral, a $30 fee is applicable. Please make the Interac transfer to arret@scfinances.ca.

  • Instant Bank Verification (IBV) is an essential process for users who want to take out a personal loan on our microloan site. This system quickly and securely validates an applicant’s banking details to ensure that the information provided is correct and up to date. When you apply for a loan, IVB instantly confirms the existence of your bank account and its ability to receive funds, significantly speeding up the loan approval process. This method also minimizes the risk of fraud, ensuring a safe and reliable transaction for all parties involved.

  • To apply, nothing could be easier! Simply fill out our application form and submit it.

  • Customer Service:

    Monday to Thursday 8:30 a.m. to 4:30 p.m.

    Friday 9am to 4pm

    Saturday 9 a.m. to 12 p.m.

    Sunday closed

    Collection service:

    Monday to Friday 8:30 a.m. to 6 p.m.

    Saturday 9 a.m. to 12 p.m.

    Sunday closed

  • When your application is sent (with the form and bank verification completed), a confirmation of receipt will be sent to you via email. Our agents will then carry out checks to find out what amount of facility can be granted to you. We will then inform you of the status of your application. If your file matches our criteria, the funds will be directly deposited into your account in the next few hours. Please note that a $5 fee is added for a direct deposit.

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Contact :

11700 rue de l'avenir, Mirabel, QC J7J 0G7

450-847-4041

© 2024 SC Finances. All rights reserved.

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© 2024 SC FINANCES. All rights reserved. Made by LeProWix

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Contact :

11700 rue de l’avenir,

Mirabel, QC, J7J 0G7

450-847-4041

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